Luz Gargaritano

At 70, Luz still works, selling fish in her village to earn about $10 a day. She would like to boost her trade, and seeks a loan to buy fish in bulk, and wholesale to other hawkers. By changing her business model in this way, Luz could double her daily income. Looking ahead, she hopes one day to have her own stall in the local town market.

loan blog

Loan Update
Date: Friday, 26 January 2018 9:50 AM
From: Good Return
Good Return has received a loan request from Luz Gargaritano. This loan is due to be disbursed on the 12/01/2018 on the understanding that Good Return will raise funds from the public to finance it. Learn more about borrower disbursement dates.
Loan Update
Date: Wednesday, 14 February 2018 11:52 AM
From: Good Return
CIB Accountants & Advisers has just helped to fund Luz Gargaritano’s loan.
Loan Update
Date: Wednesday, 14 February 2018 5:53 PM
From: Good Return
Gail Greville has just helped to fund Luz Gargaritano’s loan.
Loan Update
Date: Friday, 16 February 2018 12:43 PM
From: Good Return
Nell Schemioneck has just helped to fund Luz Gargaritano’s loan.
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about the borrower

Borrower Name
Luz Gargaritano
Local Produce
Loan Use
Fish vendor
6 Month
26 January 2018
Loan Status
Partially Funded
Amount $300.00
Raised $225.00
Needed $75.00

about the field partner

Name of field partner
SECDEP (view profile)
Time active
90 Month(s)
Delinquency rate
Default rate


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Quick facts about:

Population 94 million
Capital Manila
Languages Filipino (Tagalog)/English
Main Exports electronic products
Currency PHP
GDP per capita US$2,011

Selected poverty indicators

Population living below US$2/day 22.6%
Life expectancy at birth 71.4
Adult illiteracy rate 7.4%
People without access to safe water 7%
Cambodia Loan Repayments
Most loans in Cambodia are repaid in a single final installment. In this case, you will receive only one repayment notification instead of monthly updates. This is because many of TPC's clients are farmers and are only able to repay their loan after they have sold their seasonal harvest.

other project lenders

Gail Greville
CIB Accountants & Advisers
Nell Schemioneck

Good Return is an Australian charity that provides microfinance and education to the poor in the Asia Pacific.
© Good Return 2014. Good Return is an initiative of World Education Australia, an Australian Aid accredited agency. ABN 39 106 279 225
World Education Australia is a member of the Australian Council for International Development (ACFID) and is a Public Benevolent Institution.