SPBD Tonga

South Pacific Business Development (SPBD) is a network of Microfinance Institutions working in Fiji, Samoa, and Tonga dedicated to eradicating poverty by empowering women in poor rural villages with the opportunity to start, grow and maintain sustainable, income-generating micro-enterprises, build assets, as well as, finance home improvements and childhood education. SPBD provide clients with  a range of training, financial services and ongoing motivation so that they can climb out of poverty permanently.

SPBD serves women living in both rural and peri-urban areas who are vulnerable to the consequences of poverty. These include single mothers, the unemployed, minorities, the poor in health, the disabled, the unbanked, and potential victims of domestic violence.  Of the total number of loans distributed:
  • 99% go to women 
  • 80% go to clients living in rural areas 
  • 40% go to single mothers
SPBD expects to see a positive ripple-effect flowing through to the formal economy and society at large as more micro-businesses are started and more individuals gain access to work in the formal economy. 

In partnering with Good Return, SBPD is expanding its outreach to the poorest clients in Tonga.

Visit SPBD's website


about the field partner

Time active
85 Month(s)
Total loans
Delinquency rate
Default rate

other information



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Quick facts about:

Population 103,000
Capital Nuku'alofa
Languages Tongan/English
Main Exports Fruit/Vegetables
Currency TOP
GDP per capita US$ 2,983

Selected poverty indicators

Life expectancy at birth 72.1
Adult illiteracy rate 1%
People without access to safe water 0%

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Cambodia Loan Repayments
Most loans in Cambodia are repaid in a single final installment. In this case, you will receive only one repayment notification instead of monthly updates. This is because many of TPC's clients are farmers and are only able to repay their loan after they have sold their seasonal harvest.

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Evelingi Niutupu’ivaha

Good Return is an Australian charity that provides microfinance and education to the poor in the Asia Pacific.
© Good Return 2014. Good Return is an initiative of World Education Australia, an Australian Aid accredited agency. ABN 39 106 279 225
World Education Australia is a member of the Australian Council for International Development (ACFID) and is a Public Benevolent Institution.